It was on my husband’s idea to get a car from a dealership that I felt was not on the level. They had inflated prices, they lied about the conditions of their cars, and we were suckers enough to end up buying one. Unfortunately, even with the lies that the dealership told us, we were still stuck paying for the vehicle that was having one problem after another because we signed up with an outside lender. Taking the company to court only got us back a small percentage of the money we had paid on the car, so we had very few options.
Our monthly payments were pretty high, so it was my idea to refinance the loan. I told my husband that if we refinanced the loan with the right people that we not only would be able to lower our rates, we’d also be able to take any additional money that we save to get another car. We both needed our own car because it was too much for us to be going back and forth to each other’s job on a daily basis, but we were paying $500 a month for the car payments alone, not to mention $100 monthly for insurance.
Ignition Financial made every bit of difference in our lives, and it’s all because they have such professional people who know all about the refinancing process. If it wasn’t for a friend who told us about Ignition Financial, we would have never known about them. I put in an application online, and I completed everything by going down to see them in person. My husband wasn’t willing to go because he honestly didn’t think we would qualify for refinancing that was substantial, but was he ever wrong.
I was hoping that Ignition Financial was going to be able to slash my payments, but they did me one better by slashing the payments in half. Ignition Financial was able to find us a lender that made the payments go from almost $500 a month down to just under $250 a month. When I called my husband to give him the good news, he was eager to sign the paperwork and came down to the office with a big smile on his face. We signed the paperwork, and the extra savings has allowed us to purchase another vehicle, so Ignition Financial really saved us money.